Betterment is your partner throughout your 401(k) plan’s compliance testing. We’re excited to work with you and provide resources to keep you informed along the way.

We encourage you to review this series of tutorial videos that will help guide you through the milestones of the testing process.

Introduction to Compliance

Start here. This brief overview walks through the types of compliance tests and how they can impact a 401(k) plan.

Data Submission

This guide shows how to log into the compliance portal, download your plan’s census file, and then re-upload it after you’ve reviewed the file.

Census Information

This introduction to the census file highlights the key fields to review. Specifically, it covers who should be included within the census, and how to account for employees’ hours worked, compensation, and 401(k) contributions.

Annual Questionnaire

Here’s a look at best practices for completing your plan’s Annual Questionnaire. This document helps Betterment better analyze and report information about your plan to the Department of Labor and Internal Revenue Service.

Action Notifications

If your plan has any year-end action items to address, you’ll receive a notification from Betterment. This video covers the types of action items and how to complete them.