Even 40-something Americans who know they should be saving more for retirement are too mired in debt to do it
By Tanza Loudenback
“The biggest thing with saving for retirement is being able to look at your whole financial picture,” Amy Ouellette, director of retirement services at Betterment for Business, told Business Insider. “Of course, the easiest way is through a 401(k) or other plans that your employer sponsors — the reason is because it comes directly from your paycheck. The savings is happening without you having to do more,” she said.